Sep, 30, 2025 — RESOURCE ONE CREDIT UNION is a federally insured state chartered credit union headquartered in DALLAS, TX with 11 branch locations and about $662.84 million in total assets. Opened 90 years ago in 1936, RESOURCE ONE CREDIT UNION has about 72,244 members and employs 174 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RESOURCE ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1200 Belleview St DALLAS, TX 75215-1837 |
| Phone: | (214) 319-3100 |
| Fax: | (214) 272-0700 |
| Website: | https://www.r1cu.org |
| Branches: | 11 branch locations |
| Members: | 72,244 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68439 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $662,839,996 |
| CEO/Manager: | Mary Beth Spuck |
| Chairperson: | Karen Hart |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 60,810,466 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 189,386,071 |
| Unsecured Loans | 46,231,964 |
| Other Loans | 265,678,232 |
| TOTAL LOANS | 507,015,073 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,084,483 |
| Land And Building | 13,038,028 |
| Other Fixed Assets | 2,894,995 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,384,099 |
| All Other Assets | 1,626,673 |
| TOTAL ASSETS | 662,839,996 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,837,270 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 5,000,000 |
| Share Drafts | 151,655,268 |
| Regular shares | 182,747,233 |
| All Other Shares & Deposits | 276,821,998 |
| TOTAL SHARES & DEPOSITS | 611,224,499 |
| TOTAL LIABILITIES | 623,061,769 |
| Regular Reserve | 0 |
| Other Reserves | -3,085,501 |
| Undivided Earnings | 42,863,728 |
| TOTAL EQUITY | 39,778,227 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 662,839,996 |
| INCOME & EXPENSE | |
| Loan Income | 24,614,460 |
| Investment Income | 2,404,283 |
| Other Income | 5,306,191 |
| Total Employee Compensation & Benefits | 11,395,627 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 13,982,338 |
| Non-operating Income & (Expense) | -191,128 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,687,535 |
| Cost of Funds | 6,819,315 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,159,103 |
| ↑ Back to Top | |