Sep, 30, 2025 — ORANGE COUNTY'S CREDIT UNION is a federally insured state chartered credit union headquartered in SANTA ANA, CA with 12 branch locations and about $2.86 billion in total assets. Opened 88 years ago in 1938, ORANGE COUNTY'S CREDIT UNION has about 142,578 members and employs 355 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ORANGE COUNTY'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 1701 E Saint Andrew Pl SANTA ANA, CA 92705 |
| Phone: | (714) 755-5900 |
| Fax: | (714) 885-7651 |
| Website: | https://www.orangecountyscu.org |
| Branches: | 12 branch locations |
| Members: | 142,578 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68416 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,861,477,178 |
| CEO/Manager: | Kathy Jumper |
| Chairperson: | Gary Burton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 289,254,138 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 500,000 |
| Real Estate Loans | 1,372,345,990 |
| Unsecured Loans | 123,706,500 |
| Other Loans | 715,626,592 |
| TOTAL LOANS | 2,211,679,083 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,615,747 |
| Land And Building | 11,719,516 |
| Other Fixed Assets | 6,936,467 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 20,743,579 |
| All Other Assets | 458,789 |
| TOTAL ASSETS | 2,861,477,178 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,021 |
| Notes & Interest Payable | 174,900,000 |
| Accounts Payable & Other Liabilities | 44,280,043 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 35,000,000 |
| Share Drafts | 497,311,719 |
| Regular shares | 595,842,106 |
| All Other Shares & Deposits | 1,285,246,740 |
| TOTAL SHARES & DEPOSITS | 2,378,400,565 |
| TOTAL LIABILITIES | 2,632,581,629 |
| Regular Reserve | 0 |
| Other Reserves | -34,643,042 |
| Undivided Earnings | 263,538,591 |
| TOTAL EQUITY | 228,895,549 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,861,477,178 |
| INCOME & EXPENSE | |
| Loan Income | 88,714,474 |
| Investment Income | 11,238,619 |
| Other Income | 8,462,552 |
| Total Employee Compensation & Benefits | 34,391,687 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 23,761,235 |
| Non-operating Income & (Expense) | 517,042 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,922,861 |
| Cost of Funds | 34,607,109 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 17,871,631 |
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