Sep, 30, 2025 — UNITED CONSUMERS CREDIT UNION is a federally insured state chartered credit union headquartered in INDEPENDENCE, MO with 4 branch locations and about $213.34 million in total assets. Opened 85 years ago in 1941, UNITED CONSUMERS CREDIT UNION has about 16,710 members and employs 57 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED CONSUMERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 1111 E 23rd St S INDEPENDENCE, MO 64055 |
| Phone: | (816) 325-6900 |
| Fax: | (816) 461-6507 |
| Website: | https://www.uccumo.com |
| Branches: | 4 branch locations |
| Members: | 16,710 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68410 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Mar 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $213,340,713 |
| CEO/Manager: | Jay Neathery |
| Chairperson: | Jared Fears |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 37,161,692 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 111,200 |
| Real Estate Loans | 54,658,961 |
| Unsecured Loans | 8,188,787 |
| Other Loans | 83,615,426 |
| TOTAL LOANS | 146,463,173 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,370,320 |
| Land And Building | 4,964,661 |
| Other Fixed Assets | 1,595,873 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,672,982 |
| All Other Assets | 108,500 |
| TOTAL ASSETS | 213,340,713 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,006,773 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 41,181,079 |
| Regular shares | 71,055,962 |
| All Other Shares & Deposits | 74,522,523 |
| TOTAL SHARES & DEPOSITS | 186,759,564 |
| TOTAL LIABILITIES | 188,766,337 |
| Regular Reserve | 0 |
| Other Reserves | 871,834 |
| Undivided Earnings | 23,702,542 |
| TOTAL EQUITY | 24,574,376 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 213,340,713 |
| INCOME & EXPENSE | |
| Loan Income | 7,028,066 |
| Investment Income | 1,173,448 |
| Other Income | 1,294,065 |
| Total Employee Compensation & Benefits | 3,511,898 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,431,313 |
| Non-operating Income & (Expense) | -19,809 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,070,936 |
| Cost of Funds | 2,320,831 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,826,066 |
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