Sep, 30, 2025 — SUMMIT RIDGE CREDIT UNION is a federally insured state chartered credit union headquartered in LEES SUMMIT, MO with 1 branch location and about $19.10 million in total assets. Opened 71 years ago in 1955, SUMMIT RIDGE CREDIT UNION has about 1,763 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUMMIT RIDGE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3485 NE Ralph Powell Rd LEES SUMMIT, MO 64064 |
| Phone: | (816) 272-6160 |
| Fax: | (816) 272-6266 |
| Website: | https://www.mysrcu.com |
| Branches: | 1 branch locations |
| Members: | 1,763 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64394 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,099,116 |
| CEO/Manager: | Sharri Wardlow |
| Chairperson: | Gerald (Gary) Derks |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,326,712 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,580,435 |
| Other Loans | 8,274,927 |
| TOTAL LOANS | 9,855,362 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -75,128 |
| Land And Building | 388,016 |
| Other Fixed Assets | 127 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 185,581 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,099,116 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 59,627 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 83,058 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,578,105 |
| Regular shares | 9,416,683 |
| All Other Shares & Deposits | 5,332,021 |
| TOTAL SHARES & DEPOSITS | 17,326,810 |
| TOTAL LIABILITIES | 17,469,495 |
| Regular Reserve | 0 |
| Other Reserves | 96,544 |
| Undivided Earnings | 1,533,077 |
| TOTAL EQUITY | 1,629,621 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,099,116 |
| INCOME & EXPENSE | |
| Loan Income | 605,396 |
| Investment Income | 187,351 |
| Other Income | 50,943 |
| Total Employee Compensation & Benefits | 279,603 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 315,059 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 100,278 |
| Cost of Funds | 200,584 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 16,661 |
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