SERVICE CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.servicecu.org for more information.
Sep, 30, 2025 — SERVICE CREDIT UNION is a federally insured state chartered credit union headquartered in PORTSMOUTH, NH with 51 branch locations and about $4.41 billion in total assets. Opened 69 years ago in 1957, SERVICE CREDIT UNION has about 315,035 members and employs 825 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SERVICE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3003 LAFAYETTE RD PORTSMOUTH, NH 03801 |
| Phone: | (603) 422-8300 |
| Fax: | |
| Website: | https://www.servicecu.org |
| Branches: | 51 branch locations |
| Members: | 315,035 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68375 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Sep 01, 2019 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,405,300,096 |
| CEO/Manager: | David Araujo |
| Chairperson: | James Fishbein |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 469,752,669 |
| TOTAL INVESTMENTS | 236,178,145 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,342,264,615 |
| Unsecured Loans | 290,398,950 |
| Other Loans | 1,669,242,893 |
| TOTAL LOANS | 3,413,830,601 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,173,985 |
| Land And Building | 69,081,795 |
| Other Fixed Assets | 13,298,873 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 28,184,135 |
| All Other Assets | 187,147,863 |
| TOTAL ASSETS | 4,405,300,096 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 195,321,269 |
| Accounts Payable & Other Liabilities | 58,085,677 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 720,847,691 |
| Regular shares | 1,337,812,851 |
| All Other Shares & Deposits | 1,620,749,322 |
| TOTAL SHARES & DEPOSITS | 3,679,409,864 |
| TOTAL LIABILITIES | 3,932,816,810 |
| Regular Reserve | 15,187,885 |
| Other Reserves | -5,291,548 |
| Undivided Earnings | 462,586,949 |
| TOTAL EQUITY | 472,483,286 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,405,300,096 |
| INCOME & EXPENSE | |
| Loan Income | 99,574,222 |
| Investment Income | 5,419,604 |
| Other Income | 53,152,781 |
| Total Employee Compensation & Benefits | 50,646,139 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 48,269,059 |
| Non-operating Income & (Expense) | 613,621 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,139,047 |
| Cost of Funds | 30,623,928 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 21,082,055 |
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