Sep, 30, 2025 — HOLY ROSARY CREDIT UNION is a federally insured state chartered credit union headquartered in ROCHESTER, NH with 5 branch locations and about $471.41 million in total assets. Opened 64 years ago in 1962, HOLY ROSARY CREDIT UNION has about 25,109 members and employs 82 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HOLY ROSARY CREDIT UNION |
|---|---|
| Address: (Main Office) | 133 Brock St ROCHESTER, NH 03867 |
| Phone: | (603) 332-6840 |
| Fax: | (603) 335-2730 |
| Website: | https://www.hrcu.org |
| Branches: | 5 branch locations |
| Members: | 25,109 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65088 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $471,411,091 |
| CEO/Manager: | Brian F Hughes |
| Chairperson: | Dana R Flanders |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 43,948,743 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 210,215,783 |
| Unsecured Loans | 19,044,374 |
| Other Loans | 73,612,971 |
| TOTAL LOANS | 304,086,716 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,506,253 |
| Land And Building | 4,265,951 |
| Other Fixed Assets | 1,783,955 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,824,316 |
| All Other Assets | 32,842 |
| TOTAL ASSETS | 471,411,091 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,551,459 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 85,165,386 |
| Regular shares | 118,330,597 |
| All Other Shares & Deposits | 220,664,355 |
| TOTAL SHARES & DEPOSITS | 424,160,337 |
| TOTAL LIABILITIES | 427,711,796 |
| Regular Reserve | 0 |
| Other Reserves | 187,677 |
| Undivided Earnings | 43,511,618 |
| TOTAL EQUITY | 43,699,295 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 471,411,091 |
| INCOME & EXPENSE | |
| Loan Income | 12,752,897 |
| Investment Income | 3,557,803 |
| Other Income | 1,786,838 |
| Total Employee Compensation & Benefits | 5,646,716 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,643,732 |
| Non-operating Income & (Expense) | 51,691 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 511,051 |
| Cost of Funds | 4,961,152 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,480,456 |
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