Sep, 30, 2025 — UNITED COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 4 branch locations and about $126.31 million in total assets. Opened 76 years ago in 1950, UNITED COMMUNITY CREDIT UNION has about 13,456 members and employs 54 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 13700 E Sam Houston Parkway N HOUSTON, TX 77044 |
| Phone: | (713) 674-5778 |
| Fax: | |
| Website: | https://www.unitedccu.com |
| Branches: | 4 branch locations |
| Members: | 13,456 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68369 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $126,306,138 |
| CEO/Manager: | Mac McDermott |
| Chairperson: | Alice Adams |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,173,612 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,488,727 |
| Unsecured Loans | 12,907,302 |
| Other Loans | 58,740,440 |
| TOTAL LOANS | 90,136,469 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -965,885 |
| Land And Building | 6,428,755 |
| Other Fixed Assets | 179,743 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,091,209 |
| All Other Assets | 0 |
| TOTAL ASSETS | 126,306,138 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 58,987 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 827,174 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 27,433,951 |
| Regular shares | 60,283,183 |
| All Other Shares & Deposits | 23,790,493 |
| TOTAL SHARES & DEPOSITS | 111,507,629 |
| TOTAL LIABILITIES | 112,393,790 |
| Regular Reserve | 0 |
| Other Reserves | -622,496 |
| Undivided Earnings | 14,534,844 |
| TOTAL EQUITY | 13,912,348 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 126,306,138 |
| INCOME & EXPENSE | |
| Loan Income | 4,532,709 |
| Investment Income | 589,984 |
| Other Income | 1,094,042 |
| Total Employee Compensation & Benefits | 2,915,576 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,987,084 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 733,195 |
| Cost of Funds | 782,824 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 486,055 |
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