Dec, 31, 2022 — PORT OF HOUSTON CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 1 branch location and about $8.64 million in total assets. Opened 67 years ago in 1956, PORT OF HOUSTON CREDIT UNION has about 856 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PORT OF HOUSTON CREDIT UNION |
|---|---|
| Address: (Main Office) | 111 East Loop N HOUSTON, TX 77029 |
| Phone: | (713) 670-2424 |
| Fax: | (713) 670-1555 |
| Website: | https://www.pohcu.com |
| Branches: | 1 branch locations |
| Members: | 856 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60782 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,637,169 |
| CEO/Manager: | Karol Harvey |
| Chairperson: | Alton Landry |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,795,972 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 848,330 |
| Other Loans | 4,605,833 |
| TOTAL LOANS | 5,454,163 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -63,405 |
| Land And Building | 0 |
| Other Fixed Assets | 7,146 |
| NCUSIF Deposit | 63,915 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,637,169 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,572 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 87,388 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 552,767 |
| Regular shares | 4,351,835 |
| All Other Shares & Deposits | 1,499,678 |
| TOTAL SHARES & DEPOSITS | 6,404,280 |
| TOTAL LIABILITIES | 6,500,240 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,136,929 |
| TOTAL EQUITY | 2,136,929 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,637,169 |
| INCOME & EXPENSE | |
| Loan Income | 304,097 |
| Investment Income | 15,054 |
| Other Income | 47,074 |
| Total Employee Compensation & Benefits | 186,278 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 80,362 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,759 |
| Cost of Funds | 26,381 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 72,161 |
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