Sep, 30, 2025 — EATON FAMILY CREDIT UNION is a federally insured state chartered credit union headquartered in EUCLID, OH with 5 branch locations and about $77.38 million in total assets. Opened 89 years ago in 1937, EATON FAMILY CREDIT UNION has about 11,030 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EATON FAMILY CREDIT UNION |
|---|---|
| Address: (Main Office) | 333 Babbitt Rd EUCLID, OH 44123-1647 |
| Phone: | (216) 920-2000 |
| Fax: | (216) 920-2030 |
| Website: | https://www.eatonfamilycu.com |
| Branches: | 5 branch locations |
| Members: | 11,030 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68354 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $77,380,736 |
| CEO/Manager: | Michael Losneck |
| Chairperson: | Gina Jackson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,902,419 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 34,531,911 |
| Unsecured Loans | 2,510,586 |
| Other Loans | 18,073,988 |
| TOTAL LOANS | 55,116,487 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -828,049 |
| Land And Building | 350,371 |
| Other Fixed Assets | 57,044 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 644,007 |
| All Other Assets | 123,029 |
| TOTAL ASSETS | 77,380,736 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -4,909 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,771,253 |
| Regular shares | 25,477,428 |
| All Other Shares & Deposits | 34,896,569 |
| TOTAL SHARES & DEPOSITS | 70,145,251 |
| TOTAL LIABILITIES | 70,140,342 |
| Regular Reserve | 0 |
| Other Reserves | -928,540 |
| Undivided Earnings | 8,168,934 |
| TOTAL EQUITY | 7,240,394 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 77,380,736 |
| INCOME & EXPENSE | |
| Loan Income | 2,627,515 |
| Investment Income | 383,020 |
| Other Income | 540,819 |
| Total Employee Compensation & Benefits | 957,534 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,232,028 |
| Non-operating Income & (Expense) | 64,100 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 658,176 |
| Cost of Funds | 805,195 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 39,125 |
| ↑ Back to Top | |