Sep, 30, 2025 — SNO FALLS CREDIT UNION is a federally insured state chartered credit union headquartered in NORTH BEND, WA with 2 branch locations and about $100.22 million in total assets. Opened 69 years ago in 1957, SNO FALLS CREDIT UNION has about 5,243 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SNO FALLS CREDIT UNION |
|---|---|
| Address: (Main Office) | 320 SW Mt Si Blvd NORTH BEND, WA 98045 |
| Phone: | (425) 888-4004 |
| Fax: | (425) 888-4240 |
| Website: | https://www.snofalls.com |
| Branches: | 2 branch locations |
| Members: | 5,243 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68293 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $100,217,859 |
| CEO/Manager: | Timothy Williams |
| Chairperson: | Shelly Inman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,748,472 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 42,612,319 |
| Unsecured Loans | 3,354,465 |
| Other Loans | 25,115,827 |
| TOTAL LOANS | 71,082,611 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -258,692 |
| Land And Building | 4,139,422 |
| Other Fixed Assets | 1,370,794 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 858,909 |
| All Other Assets | 0 |
| TOTAL ASSETS | 100,217,859 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,411,279 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 31,061,882 |
| Regular shares | 38,430,338 |
| All Other Shares & Deposits | 21,902,446 |
| TOTAL SHARES & DEPOSITS | 91,394,666 |
| TOTAL LIABILITIES | 92,805,945 |
| Regular Reserve | 0 |
| Other Reserves | -824,108 |
| Undivided Earnings | 8,236,022 |
| TOTAL EQUITY | 7,411,914 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 100,217,859 |
| INCOME & EXPENSE | |
| Loan Income | 3,114,313 |
| Investment Income | 602,549 |
| Other Income | 336,635 |
| Total Employee Compensation & Benefits | 2,160,757 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,023,833 |
| Non-operating Income & (Expense) | 2,635 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 158,087 |
| Cost of Funds | 218,254 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 243,681 |
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