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EXPRESS CREDIT UNION

Sep, 30, 2025 — EXPRESS CREDIT UNION is a federally insured state chartered credit union headquartered in SEATTLE, WA with 1 branch location and about $25.77 million in total assets. Opened 92 years ago in 1934, EXPRESS CREDIT UNION has about 3,825 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 325081704
Name:EXPRESS CREDIT UNION
Address:
(Main Office)
1930 6th Ave S Ste 104
SEATTLE, WA 98134-1627
Phone:(206) 622-1850
Fax:(206) 622-2073
Website:https://www.expresscu.org
Branches:1 branch locations
Members:3,825
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68273
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1934
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$25,772,419
CEO/Manager:Helen Gibson
Chairperson:Sarah Slonsky

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,663,112
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 220,447
 Unsecured Loans 1,667,056
 Other Loans 13,956,372
 TOTAL LOANS 15,843,875
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -352,830
 Land And Building 0
 Other Fixed Assets 100,133
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 222,198
 All Other Assets 0
  TOTAL ASSETS 25,772,419
LIABILITIES & CAPITAL:  
 Dividends Payable 11,248
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 686,423
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,792,335
 Regular shares 8,128,129
 All Other Shares & Deposits 9,805,021
  TOTAL SHARES & DEPOSITS 21,725,485
  TOTAL LIABILITIES 22,423,156
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 3,349,263
  TOTAL EQUITY 3,349,263
  TOTAL LIABILITIES, SHARES, & EQUITY 25,772,419
INCOME & EXPENSE  
 Loan Income 908,794
 Investment Income 308,502
 Other Income 93,163
 Total Employee Compensation & Benefits 1,004,200
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 902,415
 Non-operating Income & (Expense) 827,839
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -98,277
 Cost of Funds 492,970
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -40,251
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