Sep, 30, 2025 — FIRST FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in ALBUQUERQUE, NM with 20 branch locations and about $1.08 billion in total assets. Opened 89 years ago in 1937, FIRST FINANCIAL CREDIT UNION has about 99,563 members and employs 285 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4910 Union Way NE ALBUQUERQUE, NM 87107 |
| Phone: | (505) 766-5600 |
| Fax: | (505) 768-7144 |
| Website: | https://www.ffnm.org |
| Branches: | 20 branch locations |
| Members: | 99,563 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68244 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,081,530,666 |
| CEO/Manager: | Ronald Moorehead |
| Chairperson: | Loretta Montoya |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 183,765,000 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 162,986,716 |
| Unsecured Loans | 57,000,476 |
| Other Loans | 476,620,350 |
| TOTAL LOANS | 696,830,082 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,102,757 |
| Land And Building | 29,404,012 |
| Other Fixed Assets | 4,292,980 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,599,483 |
| All Other Assets | 15,000 |
| TOTAL ASSETS | 1,081,530,666 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 24,231,793 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 8,000,000 |
| Share Drafts | 231,033,710 |
| Regular shares | 405,689,353 |
| All Other Shares & Deposits | 338,440,115 |
| TOTAL SHARES & DEPOSITS | 975,163,179 |
| TOTAL LIABILITIES | 1,007,394,972 |
| Regular Reserve | 0 |
| Other Reserves | -290,257 |
| Undivided Earnings | 74,425,951 |
| TOTAL EQUITY | 74,135,694 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,081,530,666 |
| INCOME & EXPENSE | |
| Loan Income | 30,724,880 |
| Investment Income | 6,194,831 |
| Other Income | 9,165,499 |
| Total Employee Compensation & Benefits | 21,311,098 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 19,700,601 |
| Non-operating Income & (Expense) | -43,472 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,232,176 |
| Cost of Funds | 8,944,708 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,300,330 |
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