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National Credit Union Service Organization

NORTHEAST CREDIT UNION

Sep, 30, 2025 — NORTHEAST CREDIT UNION is a federally insured state chartered credit union headquartered in PORTSMOUTH, NH with 20 branch locations and about $2.01 billion in total assets. Opened 90 years ago in 1936, NORTHEAST CREDIT UNION has about 147,168 members and employs 356 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211489630
Name:NORTHEAST CREDIT UNION
Address:
(Main Office)
PO BOX 1240
PORTSMOUTH, NH 03802-1240
Phone:(603) 436-1847
Fax:(603) 436-3810
Website:https://www.necu.org
Branches:20 branch locations
Members:147,168
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68219
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$2,012,196,211
CEO/Manager:Christopher Parker
Chairperson:Raymond L Bald

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 343,855,067
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 653,352,317
 Unsecured Loans 94,819,341
 Other Loans 708,512,027
 TOTAL LOANS 1,456,683,685
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -8,202,490
 Land And Building 30,068,061
 Other Fixed Assets 4,154,095
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 17,496,169
 All Other Assets 25,144
  TOTAL ASSETS 2,012,196,211
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 66,034,647
 Accounts Payable & Other Liabilities 29,342,360
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 428,103,961
 Regular shares 686,402,888
 All Other Shares & Deposits 637,211,690
  TOTAL SHARES & DEPOSITS 1,751,718,539
  TOTAL LIABILITIES 1,847,095,546
 Regular Reserve 0
 Other Reserves 9,558,294
 Undivided Earnings 155,542,371
  TOTAL EQUITY 165,100,665
  TOTAL LIABILITIES, SHARES, & EQUITY 2,012,196,211
INCOME & EXPENSE  
 Loan Income 38,955,447
 Investment Income 4,424,822
 Other Income 4,954,512
 Total Employee Compensation & Benefits 22,136,236
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 20,932,424
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,565,332
 Cost of Funds 6,288,970
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 8,593,414
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