Sep, 30, 2025 — A.U.B. EMPLOYEES' CREDIT UNION is a federally insured state chartered credit union headquartered in ATHENS, TN with 1 branch location and about $1.47 million in total assets. Opened 61 years ago in 1965, A.U.B. EMPLOYEES' CREDIT UNION has about 216 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | A.U.B. EMPLOYEES' CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 New Englewood Rd ATHENS, TN 37303 |
| Phone: | (423) 507-6042 |
| Fax: | (423) 745-6066 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 216 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68161 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,466,539 |
| CEO/Manager: | Nancy Perkins |
| Chairperson: | Rex A Wilcox |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 240,682 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 163,147 |
| Other Loans | 1,064,045 |
| TOTAL LOANS | 1,227,192 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,237 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 11,660 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,466,539 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,507 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,041 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 934,557 |
| All Other Shares & Deposits | 100,073 |
| TOTAL SHARES & DEPOSITS | 1,034,630 |
| TOTAL LIABILITIES | 1,061,178 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 405,361 |
| TOTAL EQUITY | 405,361 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,466,539 |
| INCOME & EXPENSE | |
| Loan Income | 56,940 |
| Investment Income | 282 |
| Other Income | 352 |
| Total Employee Compensation & Benefits | 21,586 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,158 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 15,028 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,987 |
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