Sep, 30, 2025 — ENBRIGHT CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 3 branch locations and about $76.77 million in total assets. Opened 75 years ago in 1951, ENBRIGHT CREDIT UNION has about 8,316 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENBRIGHT CREDIT UNION |
|---|---|
| Address: (Main Office) | 2340 Jackson Downs Blvd NASHVILLE, TN 37214 |
| Phone: | (615) 687-4801 |
| Fax: | (615) 687-4816 |
| Website: | https://www.enbrightcu.com |
| Branches: | 3 branch locations |
| Members: | 8,316 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68148 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $76,766,367 |
| CEO/Manager: | Ronald V Smith II |
| Chairperson: | Dickie W Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,690,738 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,522,604 |
| Unsecured Loans | 4,770,303 |
| Other Loans | 40,924,371 |
| TOTAL LOANS | 51,217,278 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -887,956 |
| Land And Building | 3,487,198 |
| Other Fixed Assets | 237,217 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 681,252 |
| All Other Assets | 268,831 |
| TOTAL ASSETS | 76,766,367 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 730,181 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,027,442 |
| Regular shares | 25,484,302 |
| All Other Shares & Deposits | 31,924,900 |
| TOTAL SHARES & DEPOSITS | 67,436,644 |
| TOTAL LIABILITIES | 68,166,825 |
| Regular Reserve | 0 |
| Other Reserves | 2,799,982 |
| Undivided Earnings | 5,799,560 |
| TOTAL EQUITY | 8,599,542 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 76,766,367 |
| INCOME & EXPENSE | |
| Loan Income | 3,058,671 |
| Investment Income | 427,989 |
| Other Income | 425,446 |
| Total Employee Compensation & Benefits | 1,493,647 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,581,556 |
| Non-operating Income & (Expense) | 76,695 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 333,850 |
| Cost of Funds | 852,426 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 125,750 |
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