Sep, 30, 2025 — VANDERBILT UNIVERSITY EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 2 branch locations and about $52.92 million in total assets. Opened 67 years ago in 1959, VANDERBILT UNIVERSITY EMPLOYEES CREDIT UNION has about 6,912 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VANDERBILT UNIVERSITY EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | Suite 100 NASHVILLE, TN 37232-0001 |
| Phone: | (615) 936-0300 |
| Fax: | (615) 936-0464 |
| Website: | https://www.vanderbiltcu.org |
| Branches: | 2 branch locations |
| Members: | 6,912 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68119 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $52,919,662 |
| CEO/Manager: | Mike F McDonald |
| Chairperson: | Mario Avila |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,282,291 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,144,241 |
| Unsecured Loans | 2,879,366 |
| Other Loans | 8,670,391 |
| TOTAL LOANS | 32,693,998 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -248,035 |
| Land And Building | 0 |
| Other Fixed Assets | 120,250 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 430,366 |
| All Other Assets | 0 |
| TOTAL ASSETS | 52,919,662 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 512,790 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,710,821 |
| Regular shares | 25,876,520 |
| All Other Shares & Deposits | 14,758,625 |
| TOTAL SHARES & DEPOSITS | 47,345,966 |
| TOTAL LIABILITIES | 47,858,763 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,060,899 |
| TOTAL EQUITY | 5,060,899 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 52,919,662 |
| INCOME & EXPENSE | |
| Loan Income | 1,462,277 |
| Investment Income | 332,978 |
| Other Income | 419,301 |
| Total Employee Compensation & Benefits | 621,633 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 982,410 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 260,877 |
| Cost of Funds | 428,656 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 30,301 |
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