Sep, 30, 2025 — COMMUNITY RESOURCE CREDIT UNION is a federally insured state chartered credit union headquartered in BAYTOWN, TX with 8 branch locations and about $906.25 million in total assets. Opened 91 years ago in 1935, COMMUNITY RESOURCE CREDIT UNION has about 57,680 members and employs 209 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY RESOURCE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3110 Rollingcreek Drive BAYTOWN, TX 77521 |
| Phone: | (281) 422-3611 |
| Fax: | |
| Website: | https://www.crcu.org |
| Branches: | 8 branch locations |
| Members: | 57,680 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68021 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $906,250,405 |
| CEO/Manager: | Chad Heese |
| Chairperson: | William (Bill) Vola |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 54,919,954 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 361,973,310 |
| Unsecured Loans | 80,506,502 |
| Other Loans | 265,714,133 |
| TOTAL LOANS | 715,892,633 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,887,801 |
| Land And Building | 31,450,087 |
| Other Fixed Assets | 6,874,050 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,969,914 |
| All Other Assets | 111,998 |
| TOTAL ASSETS | 906,250,405 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 82,392 |
| Notes & Interest Payable | 32,000,000 |
| Accounts Payable & Other Liabilities | 8,871,388 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 219,805,032 |
| Regular shares | 255,036,214 |
| All Other Shares & Deposits | 300,076,434 |
| TOTAL SHARES & DEPOSITS | 774,917,680 |
| TOTAL LIABILITIES | 815,948,160 |
| Regular Reserve | 0 |
| Other Reserves | -2,580,747 |
| Undivided Earnings | 92,882,992 |
| TOTAL EQUITY | 90,302,245 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 906,250,405 |
| INCOME & EXPENSE | |
| Loan Income | 34,232,082 |
| Investment Income | 2,328,258 |
| Other Income | 6,297,904 |
| Total Employee Compensation & Benefits | 14,666,912 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,923,933 |
| Non-operating Income & (Expense) | 1,189,292 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,994,824 |
| Cost of Funds | 9,774,583 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,856,295 |
| ↑ Back to Top | |