Sep, 30, 2025 — LUBRIZOL EMPLOYEES' CREDIT UNION is a federally insured state chartered credit union headquartered in DEER PARK, TX with 1 branch location and about $49.07 million in total assets. Opened 72 years ago in 1954, LUBRIZOL EMPLOYEES' CREDIT UNION has about 3,453 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LUBRIZOL EMPLOYEES' CREDIT UNION |
|---|---|
| Address: (Main Office) | 205 Center St DEER PARK, TX 77536-2735 |
| Phone: | (281) 479-6651 |
| Fax: | (281) 479-3087 |
| Website: | https://www.lzecu.org |
| Branches: | 1 branch locations |
| Members: | 3,453 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60378 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $49,065,099 |
| CEO/Manager: | Rose Flores |
| Chairperson: | Richard J Miller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,970,862 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,944,795 |
| Unsecured Loans | 4,564,892 |
| Other Loans | 17,044,580 |
| TOTAL LOANS | 25,789,769 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -108,917 |
| Land And Building | 2,529,510 |
| Other Fixed Assets | 326,489 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 367,546 |
| All Other Assets | 0 |
| TOTAL ASSETS | 49,065,099 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 364,520 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,544,389 |
| Regular shares | 26,639,335 |
| All Other Shares & Deposits | 6,131,383 |
| TOTAL SHARES & DEPOSITS | 39,315,108 |
| TOTAL LIABILITIES | 39,679,628 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,385,471 |
| TOTAL EQUITY | 9,385,471 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 49,065,099 |
| INCOME & EXPENSE | |
| Loan Income | 1,153,232 |
| Investment Income | 611,979 |
| Other Income | 223,907 |
| Total Employee Compensation & Benefits | 570,904 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 830,673 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 108,823 |
| Cost of Funds | 192,014 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 317,849 |
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