Sep, 30, 2025 — O.M.C. EMPLOYEES' CREDIT UNION is a federally insured state chartered credit union headquartered in CHARLESTON, TN with 0 branch location and about $27.30 million in total assets. Opened 57 years ago in 1969, O.M.C. EMPLOYEES' CREDIT UNION has about 1,980 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | O.M.C. EMPLOYEES' CREDIT UNION |
|---|---|
| Address: (Main Office) | 1186 Old Lower River Rd NW CHARLESTON, TN 37310 |
| Phone: | (423) 336-4331 |
| Fax: | (423) 336-4614 |
| Website: | https://www.omcecu.com |
| Branches: | 0 branch locations |
| Members: | 1,980 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67946 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,298,480 |
| CEO/Manager: | Stephanie C Young |
| Chairperson: | Trendel Hodges |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,018,875 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,438,459 |
| Unsecured Loans | 641,701 |
| Other Loans | 6,695,424 |
| TOTAL LOANS | 12,775,584 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -41,903 |
| Land And Building | 0 |
| Other Fixed Assets | 6,183 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 243,823 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,298,480 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 159,811 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,684,883 |
| Regular shares | 11,798,329 |
| All Other Shares & Deposits | 9,720,885 |
| TOTAL SHARES & DEPOSITS | 24,204,097 |
| TOTAL LIABILITIES | 24,363,908 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,934,572 |
| TOTAL EQUITY | 2,934,572 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,298,480 |
| INCOME & EXPENSE | |
| Loan Income | 470,066 |
| Investment Income | 348,697 |
| Other Income | 75,736 |
| Total Employee Compensation & Benefits | 231,954 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 280,024 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,563 |
| Cost of Funds | 242,932 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 142,760 |
| ↑ Back to Top | |