Sep, 30, 2025 — ST. MARY'S CREDIT UNION is a federally insured state chartered credit union headquartered in MARLBOROUGH, MA with 7 branch locations and about $1.00 billion in total assets. Opened 113 years ago in 1913, ST. MARY'S CREDIT UNION has about 57,536 members and employs 124 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. MARY'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 46 Lizotte Dr MARLBOROUGH, MA 01752-3061 |
| Phone: | (508) 490-8000 |
| Fax: | (508) 490-8080 |
| Website: | https://www.stmaryscu.org |
| Branches: | 7 branch locations |
| Members: | 57,536 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67864 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1913 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,004,346,776 |
| CEO/Manager: | Grace Lee |
| Chairperson: | Gerard P Richer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,003,480 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 490,042,979 |
| Unsecured Loans | 17,509,523 |
| Other Loans | 259,515,140 |
| TOTAL LOANS | 767,067,642 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,725,666 |
| Land And Building | 12,924,826 |
| Other Fixed Assets | 3,144,059 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,974,549 |
| All Other Assets | 32,700 |
| TOTAL ASSETS | 1,004,346,776 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 80,996,725 |
| Accounts Payable & Other Liabilities | 5,565,930 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 219,916,084 |
| Regular shares | 199,290,027 |
| All Other Shares & Deposits | 409,605,284 |
| TOTAL SHARES & DEPOSITS | 828,811,395 |
| TOTAL LIABILITIES | 915,374,050 |
| Regular Reserve | 0 |
| Other Reserves | -27,765,888 |
| Undivided Earnings | 116,738,614 |
| TOTAL EQUITY | 88,972,726 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,004,346,776 |
| INCOME & EXPENSE | |
| Loan Income | 28,205,128 |
| Investment Income | 4,254,377 |
| Other Income | 1,394,973 |
| Total Employee Compensation & Benefits | 9,930,784 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,844,409 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 598,783 |
| Cost of Funds | 14,035,984 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,503,542 |
| ↑ Back to Top | |