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DIGITAL FEDERAL CREDIT UNION (DCU)

Jun, 30, 2021 — DIGITAL FEDERAL CREDIT UNION (DCU) is a federal credit union headquartered in MARLBOROUGH, MA with 23 branch locations and about $9.91 billion in total assets. Opened 42 years ago in 1979, DIGITAL FEDERAL CREDIT UNION (DCU) has about 947,597 members and employs 1,683 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211391825
Name:DIGITAL FEDERAL CREDIT UNION
Address:
(Main Office)
220 DONALD LYNCH BLVD
MARLBOROUGH, MA 01752
Phone:(508) 263-6705
Fax:
Website:http://www.dcu.org
Branches:23 branch locations
Members:947,597
Credit Union Type:Federal Credit Union
Charter Number:23521
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1979
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$9,910,205,683
CEO/Manager:James Regan
Chairperson:Matthew Menning

Call Report

  • Credit Builder
  • Payday Alternative Loans (PAL Loans)
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,067,977,596
TOTAL INVESTMENTS 650,988,515
Loans Held for Sale 156,426,549
 
 Real Estate Loans 2,941,163,526
 Unsecured Loans 1,031,451,369
 Other Loans 2,979,217,600
 TOTAL LOANS 6,957,085,424
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -161,756,415
 Land And Building 53,012,731
 Other Fixed Assets 24,254,396
 NCUSIF Deposit 84,309,248
 All Other Assets 77,907,639
  TOTAL ASSETS 9,910,205,683
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 112,972,975
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 519,538,560
 Regular shares 5,435,663,117
 All Other Shares & Deposits 2,891,534,837
  TOTAL SHARES & DEPOSITS 8,846,736,514
  TOTAL LIABILITIES 8,959,709,489
 Regular Reserve 100,226,927
 Other Reserves -124,908
 Undivided Earnings 850,394,175
  TOTAL EQUITY 950,496,194
  TOTAL LIABILITIES, SHARES, & EQUITY 9,910,205,683
INCOME & EXPENSE  
 Loan Income 152,269,061
 Investment Income 2,140,957
 Other Income 933,216
 Total Employee Compensation & Benefits 72,470,745
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 80,375,378
 Non-operating Income & (Expense) 1,616,691
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,000,000
 Cost of Funds 23,035,921
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 13,261,274
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