UNITED CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://unitedcunesscity.org for more information.
Sep, 30, 2025 — UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in NESS CITY, KS with 1 branch location and about $12.63 million in total assets. Opened 69 years ago in 1957, UNITED CREDIT UNION has about 915 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 202 S. TOPEKA AVE NESS CITY, KS 67560 |
| Phone: | (785) 798-3223 |
| Fax: | (785) 798-3305 |
| Website: | https://unitedcunesscity.org |
| Branches: | 1 branch locations |
| Members: | 915 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67810 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,626,982 |
| CEO/Manager: | Sandy L Reinert |
| Chairperson: | Debra Hamilton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,491,341 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 80,758 |
| Other Loans | 2,398,552 |
| TOTAL LOANS | 2,479,310 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -32,058 |
| Land And Building | 27,410 |
| Other Fixed Assets | 3,142 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 102,077 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,626,982 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,220 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,810,870 |
| Regular shares | 7,547,788 |
| All Other Shares & Deposits | 1,264,857 |
| TOTAL SHARES & DEPOSITS | 11,623,515 |
| TOTAL LIABILITIES | 11,642,735 |
| Regular Reserve | 0 |
| Other Reserves | 241,998 |
| Undivided Earnings | 742,249 |
| TOTAL EQUITY | 984,247 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,626,982 |
| INCOME & EXPENSE | |
| Loan Income | 103,111 |
| Investment Income | 36,142 |
| Other Income | 27,575 |
| Total Employee Compensation & Benefits | 81,216 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 80,898 |
| Non-operating Income & (Expense) | 1,550 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 8,270 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -2,006 |
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