Dec, 31, 2021 — VANTAGE CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT CHARLES, MO with 15 branch locations and about $1.11 billion in total assets. Opened 65 years ago in 1957, VANTAGE CREDIT UNION has about 72,199 members and employs 249 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | VANTAGE CREDIT UNION |
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Address: (Main Office) | 19 Research Park Ct SAINT CHARLES, MO 63304-5616 |
Phone: | (314) 298-0055 |
Fax: | |
Website: | http://www.vcu.com |
Branches: | 15 branch locations |
Members: | 72,199 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 67804 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1957 |
Last Audited: | Dec 01, 2020 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $1,109,974,903 |
CEO/Manager: | Eric Acree |
Chairperson: | Jerry R Eichholz |
ASSETS: | $ Amount |
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Cash & Equivalents | 199,453,520 |
TOTAL INVESTMENTS | 182,716,448 |
Loans Held for Sale | 0 |
Real Estate Loans | 223,108,832 |
Unsecured Loans | 45,916,925 |
Other Loans | 391,483,906 |
TOTAL LOANS | 660,540,421 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,037,508 |
Land And Building | 36,889,567 |
Other Fixed Assets | 7,864,624 |
NCUSIF Deposit | 9,758,997 |
All Other Assets | 15,788,834 |
TOTAL ASSETS | 1,109,974,903 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 24,431,706 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 236,795,056 |
Regular shares | 431,164,452 |
All Other Shares & Deposits | 346,435,021 |
TOTAL SHARES & DEPOSITS | 1,014,394,529 |
TOTAL LIABILITIES | 1,038,826,235 |
Regular Reserve | 4,728,794 |
Other Reserves | -8,537,406 |
Undivided Earnings | 74,957,280 |
TOTAL EQUITY | 71,148,668 |
TOTAL LIABILITIES, SHARES, & EQUITY | 1,109,974,903 |
INCOME & EXPENSE | |
Loan Income | 26,972,781 |
Investment Income | 2,327,972 |
Other Income | 7,295,069 |
Total Employee Compensation & Benefits | 26,765,223 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 22,439,776 |
Non-operating Income & (Expense) | 29,044 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 859,676 |
Cost of Funds | 2,803,625 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -641,659 |
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