Dec, 31, 2022 — C & R CREDIT UNION is a federally insured state chartered credit union headquartered in CLAY CENTER, KS with 1 branch location and about $5.14 million in total assets. Opened 61 years ago in 1962, C & R CREDIT UNION has about 817 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | C & R CREDIT UNION |
|---|---|
| Address: (Main Office) | 801 5th St CLAY CENTER, KS 67432-2502 |
| Phone: | (785) 632-5161 |
| Fax: | (785) 632-5610 |
| Website: | https://www.candrcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 817 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67783 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Aug 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,144,236 |
| CEO/Manager: | Cyndy L Thatcher |
| Chairperson: | Judy Lippe |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 783,480 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 188,418 |
| Other Loans | 3,764,371 |
| TOTAL LOANS | 3,952,789 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,205 |
| Land And Building | 49,211 |
| Other Fixed Assets | 19,441 |
| NCUSIF Deposit | 46,472 |
| All Other Assets | 13,230 |
| TOTAL ASSETS | 5,144,236 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 640 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,474 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 140,980 |
| Regular shares | 2,811,690 |
| All Other Shares & Deposits | 1,628,145 |
| TOTAL SHARES & DEPOSITS | 4,580,815 |
| TOTAL LIABILITIES | 4,589,929 |
| Regular Reserve | 0 |
| Other Reserves | 129,068 |
| Undivided Earnings | 425,239 |
| TOTAL EQUITY | 554,307 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,144,236 |
| INCOME & EXPENSE | |
| Loan Income | 192,076 |
| Investment Income | 2,808 |
| Other Income | 25,214 |
| Total Employee Compensation & Benefits | 76,890 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 90,001 |
| Non-operating Income & (Expense) | 1,765 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,872 |
| Cost of Funds | 25,817 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,283 |
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