Sep, 30, 2025 — C & R CREDIT UNION is a federally insured state chartered credit union headquartered in CLAY CENTER, KS with 1 branch location and about $4.04 million in total assets. Opened 64 years ago in 1962, C & R CREDIT UNION has about 678 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | C & R CREDIT UNION |
|---|---|
| Address: (Main Office) | 801 5th St CLAY CENTER, KS 67432-2502 |
| Phone: | (785) 632-5161 |
| Fax: | (785) 632-5610 |
| Website: | https://www.candrcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 678 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67783 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,043,172 |
| CEO/Manager: | STEFANIE L GISSELBECK |
| Chairperson: | GAIL WESTGATE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 877,207 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 221,140 |
| Other Loans | 2,658,712 |
| TOTAL LOANS | 2,879,852 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -32,005 |
| Land And Building | 43,085 |
| Other Fixed Assets | 22,100 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 33,375 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,043,172 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,804 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 139,083 |
| Regular shares | 2,060,595 |
| All Other Shares & Deposits | 1,314,435 |
| TOTAL SHARES & DEPOSITS | 3,514,113 |
| TOTAL LIABILITIES | 3,518,922 |
| Regular Reserve | 0 |
| Other Reserves | 26,259 |
| Undivided Earnings | 497,991 |
| TOTAL EQUITY | 524,250 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,043,172 |
| INCOME & EXPENSE | |
| Loan Income | 197,440 |
| Investment Income | 21,262 |
| Other Income | 15,549 |
| Total Employee Compensation & Benefits | 62,375 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 96,523 |
| Non-operating Income & (Expense) | 4,165 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,517 |
| Cost of Funds | 42,949 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,056 |
| ↑ Back to Top | |