Dec, 31, 2023 — C & R CREDIT UNION is a federally insured state chartered credit union headquartered in CLAY CENTER, KS with 1 branch location and about $3.83 million in total assets. Opened 62 years ago in 1962, C & R CREDIT UNION has about 768 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | C & R CREDIT UNION |
|---|---|
| Address: (Main Office) | 801 5th St CLAY CENTER, KS 67432-2502 |
| Phone: | (785) 632-5161 |
| Fax: | (785) 632-5610 |
| Website: | https://www.candrcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 768 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67783 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Aug 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,828,397 |
| CEO/Manager: | Cyndy L Thatcher |
| Chairperson: | TAMMY TAYLOR |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 260,266 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 237,841 |
| Other Loans | 2,935,369 |
| TOTAL LOANS | 3,173,210 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,787 |
| Land And Building | 46,658 |
| Other Fixed Assets | 24,373 |
| NCUSIF Deposit | 40,655 |
| All Other Assets | 866 |
| TOTAL ASSETS | 3,828,397 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 154 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,075 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 160,162 |
| Regular shares | 2,239,161 |
| All Other Shares & Deposits | 886,185 |
| TOTAL SHARES & DEPOSITS | 3,285,509 |
| TOTAL LIABILITIES | 3,291,738 |
| Regular Reserve | 0 |
| Other Reserves | 26,259 |
| Undivided Earnings | 510,400 |
| TOTAL EQUITY | 536,659 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,828,397 |
| INCOME & EXPENSE | |
| Loan Income | 240,610 |
| Investment Income | 5,002 |
| Other Income | 29,942 |
| Total Employee Compensation & Benefits | 116,912 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 112,850 |
| Non-operating Income & (Expense) | 6,647 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,389 |
| Cost of Funds | 35,604 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -554 |
| ↑ Back to Top | |