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CROSSROADS CREDIT UNION

Mar, 31, 2022 — CROSSROADS CREDIT UNION is a federally insured state chartered credit union headquartered in GOESSEL, KS with 1 branch location and about $12.28 million in total assets. Opened 72 years ago in 1950, CROSSROADS CREDIT UNION has about 1,078 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CROSSROADS CREDIT UNION
Address:
(Main Office)
217 e main st
GOESSEL, KS 67053-8800
Phone:(620) 367-2285
Fax:(620) 367-2288
Website:https://www.crossroadscreditunion.com/
Branches:1 branch locations
Members:1,078
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68557
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1950
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$12,281,292
CEO/Manager:kelly m schrag
Chairperson:zane unrau

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,158,593
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,857,838
 Unsecured Loans 83,192
 Other Loans 4,075,746
 TOTAL LOANS 6,016,776
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -50,245
 Land And Building 14,656
 Other Fixed Assets 160
 NCUSIF Deposit 99,749
 All Other Assets 0
  TOTAL ASSETS 12,281,292
LIABILITIES & CAPITAL:  
 Dividends Payable 2,681
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 41,017
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,258,320
 Regular shares 4,109,445
 All Other Shares & Deposits 4,181,441
  TOTAL SHARES & DEPOSITS 10,549,206
  TOTAL LIABILITIES 10,592,904
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,688,388
  TOTAL EQUITY 1,688,388
  TOTAL LIABILITIES, SHARES, & EQUITY 12,281,292
INCOME & EXPENSE  
 Loan Income 70,490
 Investment Income 3,281
 Other Income 8,202
 Total Employee Compensation & Benefits 37,639
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 34,706
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,045
 Cost of Funds 2,954
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -6,371
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