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CROSSROADS CREDIT UNION

Jun, 30, 2023 — CROSSROADS CREDIT UNION is a federally insured state chartered credit union headquartered in GOESSEL, KS with 1 branch location and about $12.42 million in total assets. Opened 73 years ago in 1950, CROSSROADS CREDIT UNION has about 1,068 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CROSSROADS CREDIT UNION
Address:
(Main Office)
217 e main st
GOESSEL, KS 67053-8800
Phone:(620) 367-2285
Fax:(620) 367-2288
Website:https://www.crossroadscreditunion.com/
Branches:1 branch locations
Members:1,068
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68557
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1950
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$12,419,524
CEO/Manager:kelly m schrag
Chairperson:zane unrau

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,709,505
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,106,645
 Unsecured Loans 111,301
 Other Loans 4,607,324
 TOTAL LOANS 6,825,270
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -21,698
 Land And Building 14,656
 Other Fixed Assets 0
 NCUSIF Deposit 98,461
 All Other Assets 0
  TOTAL ASSETS 12,419,524
LIABILITIES & CAPITAL:  
 Dividends Payable 2,688
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 20,136
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,960,486
 Regular shares 3,702,487
 All Other Shares & Deposits 3,942,094
  TOTAL SHARES & DEPOSITS 10,605,067
  TOTAL LIABILITIES 10,627,891
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,791,633
  TOTAL EQUITY 1,791,633
  TOTAL LIABILITIES, SHARES, & EQUITY 12,419,524
INCOME & EXPENSE  
 Loan Income 238,496
 Investment Income 20,690
 Other Income 26,921
 Total Employee Compensation & Benefits 109,158
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 108,532
 Non-operating Income & (Expense) 15,974
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -16,970
 Cost of Funds 8,505
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 100,415
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