Dec, 31, 2022 — CROSSROADS CREDIT UNION is a federally insured state chartered credit union headquartered in GOESSEL, KS with 1 branch location and about $12.42 million in total assets. Opened 73 years ago in 1950, CROSSROADS CREDIT UNION has about 1,068 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CROSSROADS CREDIT UNION |
|---|---|
| Address: (Main Office) | 217 e main st GOESSEL, KS 67053-8800 |
| Phone: | (620) 367-2285 |
| Fax: | (620) 367-2288 |
| Website: | https://www.crossroadscreditunion.com/ |
| Branches: | 1 branch locations |
| Members: | 1,068 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68557 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | May 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,419,524 |
| CEO/Manager: | kelly m schrag |
| Chairperson: | zane unrau |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,709,505 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,106,645 |
| Unsecured Loans | 111,301 |
| Other Loans | 4,607,324 |
| TOTAL LOANS | 6,825,270 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,698 |
| Land And Building | 14,656 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 98,461 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,419,524 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,688 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 20,136 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,960,486 |
| Regular shares | 3,702,487 |
| All Other Shares & Deposits | 3,942,094 |
| TOTAL SHARES & DEPOSITS | 10,605,067 |
| TOTAL LIABILITIES | 10,627,891 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,791,633 |
| TOTAL EQUITY | 1,791,633 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,419,524 |
| INCOME & EXPENSE | |
| Loan Income | 238,496 |
| Investment Income | 20,690 |
| Other Income | 26,921 |
| Total Employee Compensation & Benefits | 109,158 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 108,532 |
| Non-operating Income & (Expense) | 15,974 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -16,970 |
| Cost of Funds | 8,505 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 100,415 |
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