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CROSSROADS CREDIT UNION

Dec, 31, 2023 — CROSSROADS CREDIT UNION is a federally insured state chartered credit union headquartered in GOESSEL, KS with 1 branch location and about $11.58 million in total assets. Opened 74 years ago in 1950, CROSSROADS CREDIT UNION has about 1,060 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CROSSROADS CREDIT UNION
Address:
(Main Office)
217 e main st
GOESSEL, KS 67053-8800
Phone:(620) 367-2285
Fax:(620) 367-2288
Website:https://www.crossroadscreditunion.com/
Branches:1 branch locations
Members:1,060
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68557
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1950
Last Audited:May 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$11,576,122
CEO/Manager:kelly m schrag
Chairperson:zane unrau

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,532,274
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,369,434
 Unsecured Loans 150,615
 Other Loans 4,933,207
 TOTAL LOANS 7,453,253
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -41,555
 Land And Building 14,656
 Other Fixed Assets 0
 NCUSIF Deposit 103,280
 All Other Assets 0
  TOTAL ASSETS 11,576,122
LIABILITIES & CAPITAL:  
 Dividends Payable 8,941
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 92,130
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,897,730
 Regular shares 3,098,401
 All Other Shares & Deposits 3,368,305
  TOTAL SHARES & DEPOSITS 9,364,436
  TOTAL LIABILITIES 9,465,507
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,110,615
  TOTAL EQUITY 2,110,615
  TOTAL LIABILITIES, SHARES, & EQUITY 11,576,122
INCOME & EXPENSE  
 Loan Income 396,388
 Investment Income 147,379
 Other Income 38,220
 Total Employee Compensation & Benefits 134,395
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 149,289
 Non-operating Income & (Expense) 3,657
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,216
 Cost of Funds 24,471
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 286,608
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