Sep, 30, 2025 — SCENIC COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in HIXSON, TN with 4 branch locations and about $164.16 million in total assets. Opened 72 years ago in 1954, SCENIC COMMUNITY CREDIT UNION has about 14,689 members and employs 54 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SCENIC COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 4503 Hixson Pike HIXSON, TN 37343 |
| Phone: | (423) 875-6955 |
| Fax: | (423) 875-2188 |
| Website: | https://www.mysccu.com |
| Branches: | 4 branch locations |
| Members: | 14,689 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67747 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $164,164,091 |
| CEO/Manager: | Marty Stubblefield |
| Chairperson: | Allen Neely |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,295,190 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,435,928 |
| Unsecured Loans | 3,127,188 |
| Other Loans | 111,351,424 |
| TOTAL LOANS | 130,914,540 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -673,318 |
| Land And Building | 3,441,465 |
| Other Fixed Assets | 455,086 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,400,115 |
| All Other Assets | 517,848 |
| TOTAL ASSETS | 164,164,091 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 250,024 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,800,961 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,484,911 |
| Regular shares | 44,626,389 |
| All Other Shares & Deposits | 76,497,144 |
| TOTAL SHARES & DEPOSITS | 146,608,445 |
| TOTAL LIABILITIES | 148,659,430 |
| Regular Reserve | 0 |
| Other Reserves | 12,373,091 |
| Undivided Earnings | 3,131,570 |
| TOTAL EQUITY | 15,504,661 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 164,164,091 |
| INCOME & EXPENSE | |
| Loan Income | 7,312,387 |
| Investment Income | 339,714 |
| Other Income | 900,077 |
| Total Employee Compensation & Benefits | 2,733,022 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,099,998 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,027,600 |
| Cost of Funds | 2,128,211 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -266,257 |
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