Dec, 31, 2023 — BCBST EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CHATTANOOGA, TN with 1 branch location and about $11.43 million in total assets. Opened 53 years ago in 1971, BCBST EMPLOYEES CREDIT UNION has about 2,050 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | BCBST EMPLOYEES CREDIT UNION |
---|---|
Address: (Main Office) | 1 Cameron Hill Cir CHATTANOOGA, TN 37402 |
Phone: | (423) 535-6103 |
Fax: | (423) 535-4801 |
Website: | https://www.bcbstecu.com |
Branches: | 1 branch locations |
Members: | 2,050 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 67738 |
---|---|
Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1971 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $11,431,067 |
CEO/Manager: | Channon Hamilton |
Chairperson: | Patrick Sullivan |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 1,232,853 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 72,245 |
Unsecured Loans | 847,582 |
Other Loans | 2,526,305 |
TOTAL LOANS | 3,446,132 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,544 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 111,715 |
All Other Assets | 0 |
TOTAL ASSETS | 11,431,067 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 90,980 |
Accounts Payable & Other Liabilities | 174,535 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 1,389,788 |
Regular shares | 7,452,998 |
All Other Shares & Deposits | 373,721 |
TOTAL SHARES & DEPOSITS | 9,216,508 |
TOTAL LIABILITIES | 9,482,023 |
Regular Reserve | 0 |
Other Reserves | 217,897 |
Undivided Earnings | 1,731,147 |
TOTAL EQUITY | 1,949,044 |
TOTAL LIABILITIES, SHARES, & EQUITY | 11,431,067 |
INCOME & EXPENSE | |
Loan Income | 179,991 |
Investment Income | 145,303 |
Other Income | 87,812 |
Total Employee Compensation & Benefits | 170,608 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 255,543 |
Non-operating Income & (Expense) | 73,981 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,000 |
Cost of Funds | 18,936 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 8,000 |
↑ Back to Top |
» See also Statement of Financial Condition