Sep, 30, 2025 — BCBST EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CHATTANOOGA, TN with 1 branch location and about $10.47 million in total assets. Opened 55 years ago in 1971, BCBST EMPLOYEES CREDIT UNION has about 1,838 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BCBST EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 Cameron Hill Cir CHATTANOOGA, TN 37402 |
| Phone: | (423) 535-6103 |
| Fax: | (423) 535-4801 |
| Website: | https://www.bcbstecu.com |
| Branches: | 1 branch locations |
| Members: | 1,838 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67738 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,473,121 |
| CEO/Manager: | Channon Hamilton |
| Chairperson: | Patrick Sullivan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 857,034 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,204 |
| Unsecured Loans | 851,135 |
| Other Loans | 1,848,749 |
| TOTAL LOANS | 2,712,089 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -32,037 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 84,042 |
| All Other Assets | 0 |
| TOTAL ASSETS | 10,473,121 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 61,170 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,021,350 |
| Regular shares | 6,277,538 |
| All Other Shares & Deposits | 1,005,386 |
| TOTAL SHARES & DEPOSITS | 8,304,275 |
| TOTAL LIABILITIES | 8,365,445 |
| Regular Reserve | 0 |
| Other Reserves | 217,898 |
| Undivided Earnings | 1,889,778 |
| TOTAL EQUITY | 2,107,676 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,473,121 |
| INCOME & EXPENSE | |
| Loan Income | 155,114 |
| Investment Income | 170,058 |
| Other Income | 47,707 |
| Total Employee Compensation & Benefits | 131,893 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 173,719 |
| Non-operating Income & (Expense) | 19,802 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 579 |
| Cost of Funds | 29,901 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 56,589 |
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