Sep, 30, 2025 — US COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 7 branch locations and about $333.00 million in total assets. Opened 58 years ago in 1968, US COMMUNITY CREDIT UNION has about 25,740 members and employs 93 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | US COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2622 Old Lebanon Pike Ste 100 NASHVILLE, TN 37214-2417 |
| Phone: | (615) 256-8712 |
| Fax: | (615) 724-2343 |
| Website: | https://www.usccu.org |
| Branches: | 7 branch locations |
| Members: | 25,740 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67720 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $332,997,145 |
| CEO/Manager: | Ben Johnson |
| Chairperson: | Roy Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 36,838,601 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 128,081,148 |
| Unsecured Loans | 18,926,736 |
| Other Loans | 87,626,197 |
| TOTAL LOANS | 235,574,145 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,546,182 |
| Land And Building | 10,079,196 |
| Other Fixed Assets | 361,245 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,586,238 |
| All Other Assets | 0 |
| TOTAL ASSETS | 332,997,145 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,724 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,308,242 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 46,805,245 |
| Regular shares | 105,358,808 |
| All Other Shares & Deposits | 138,423,076 |
| TOTAL SHARES & DEPOSITS | 290,587,130 |
| TOTAL LIABILITIES | 297,905,096 |
| Regular Reserve | 0 |
| Other Reserves | -2,678,061 |
| Undivided Earnings | 37,770,110 |
| TOTAL EQUITY | 35,092,049 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 332,997,145 |
| INCOME & EXPENSE | |
| Loan Income | 10,774,559 |
| Investment Income | 1,388,148 |
| Other Income | 2,284,951 |
| Total Employee Compensation & Benefits | 5,419,004 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,698,095 |
| Non-operating Income & (Expense) | 99,936 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,278,565 |
| Cost of Funds | 3,396,752 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,030,569 |
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