FIRST CLASS AMERICAN CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.fcacu.org for more information.
Sep, 30, 2025 — FIRST CLASS AMERICAN CREDIT UNION is a federally insured state chartered credit union headquartered in FORT WORTH, TX with 2 branch locations and about $60.04 million in total assets. Opened 97 years ago in 1929, FIRST CLASS AMERICAN CREDIT UNION has about 5,955 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CLASS AMERICAN CREDIT UNION |
|---|---|
| Address: (Main Office) | 2595 POLARIS DR FORT WORTH, TX 76137-4208 |
| Phone: | (817) 834-9777 |
| Fax: | (817) 834-9770 |
| Website: | https://www.fcacu.org |
| Branches: | 2 branch locations |
| Members: | 5,955 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67652 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1929 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $60,040,192 |
| CEO/Manager: | Nancy M Croix-Stroud |
| Chairperson: | Kelly D Ingersoll |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,273,718 |
| TOTAL INVESTMENTS | 1,181,560 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,702,435 |
| Unsecured Loans | 1,928,137 |
| Other Loans | 32,357,994 |
| TOTAL LOANS | 39,988,566 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -213,620 |
| Land And Building | 3,609,666 |
| Other Fixed Assets | 234,319 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 519,408 |
| All Other Assets | 446,575 |
| TOTAL ASSETS | 60,040,192 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 760,899 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,187,731 |
| Regular shares | 21,771,327 |
| All Other Shares & Deposits | 23,074,472 |
| TOTAL SHARES & DEPOSITS | 55,033,530 |
| TOTAL LIABILITIES | 55,794,429 |
| Regular Reserve | 2,234,255 |
| Other Reserves | 0 |
| Undivided Earnings | 2,011,508 |
| TOTAL EQUITY | 4,245,763 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 60,040,192 |
| INCOME & EXPENSE | |
| Loan Income | 456,006 |
| Investment Income | 4,205 |
| Other Income | 116,779 |
| Total Employee Compensation & Benefits | 257,258 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 279,649 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 28,000 |
| Cost of Funds | 65,297 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 105,876 |
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