Sep, 30, 2025 — HOUSTON HIGHWAY CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 1 branch location and about $45.51 million in total assets. Opened 74 years ago in 1952, HOUSTON HIGHWAY CREDIT UNION has about 3,281 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HOUSTON HIGHWAY CREDIT UNION |
|---|---|
| Address: (Main Office) | 8120 Washington Ave HOUSTON, TX 77007 |
| Phone: | (713) 864-4438 |
| Fax: | (713) 864-1714 |
| Website: | https://www.houstonhighwaycu.com |
| Branches: | 1 branch locations |
| Members: | 3,281 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67627 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $45,509,909 |
| CEO/Manager: | David J Gerow |
| Chairperson: | Mike Alford |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,478,015 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,933,049 |
| Unsecured Loans | 3,249,604 |
| Other Loans | 14,521,569 |
| TOTAL LOANS | 22,704,222 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -287,313 |
| Land And Building | 1,984,727 |
| Other Fixed Assets | 126,726 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 387,613 |
| All Other Assets | 45,589 |
| TOTAL ASSETS | 45,509,909 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 70,636 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,888,597 |
| Regular shares | 20,179,903 |
| All Other Shares & Deposits | 11,081,925 |
| TOTAL SHARES & DEPOSITS | 40,150,427 |
| TOTAL LIABILITIES | 40,221,063 |
| Regular Reserve | 0 |
| Other Reserves | 656,987 |
| Undivided Earnings | 4,631,859 |
| TOTAL EQUITY | 5,288,846 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 45,509,909 |
| INCOME & EXPENSE | |
| Loan Income | 1,076,584 |
| Investment Income | 247,975 |
| Other Income | 181,954 |
| Total Employee Compensation & Benefits | 197,318 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 883,337 |
| Non-operating Income & (Expense) | 70,525 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,708 |
| Cost of Funds | 211,512 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 263,163 |
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