Sep, 30, 2025 — SCOTT AND WHITE EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in TEMPLE, TX with 1 branch location and about $70.77 million in total assets. Opened 64 years ago in 1962, SCOTT AND WHITE EMPLOYEES CREDIT UNION has about 4,631 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SCOTT AND WHITE EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 2401 S 31st St TEMPLE, TX 76508 0001 |
| Phone: | (254) 778-3199 |
| Fax: | (254) 778-0285 |
| Website: | https://www.swecu.org |
| Branches: | 1 branch locations |
| Members: | 4,631 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67612 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $70,765,825 |
| CEO/Manager: | Celeste Kaylor |
| Chairperson: | Roy Wohleb |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,517,008 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,262,112 |
| Unsecured Loans | 2,494,540 |
| Other Loans | 24,066,383 |
| TOTAL LOANS | 36,823,035 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -183,699 |
| Land And Building | 1 |
| Other Fixed Assets | 5,480 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 583,050 |
| All Other Assets | 0 |
| TOTAL ASSETS | 70,765,825 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 218,740 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,080,483 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,526,253 |
| Regular shares | 27,669,502 |
| All Other Shares & Deposits | 12,877,915 |
| TOTAL SHARES & DEPOSITS | 58,073,671 |
| TOTAL LIABILITIES | 59,372,894 |
| Regular Reserve | 0 |
| Other Reserves | -530,114 |
| Undivided Earnings | 11,923,045 |
| TOTAL EQUITY | 11,392,931 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 70,765,825 |
| INCOME & EXPENSE | |
| Loan Income | 1,765,124 |
| Investment Income | 593,857 |
| Other Income | 507,528 |
| Total Employee Compensation & Benefits | 620,926 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 762,174 |
| Non-operating Income & (Expense) | -5,129 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 103,697 |
| Cost of Funds | 303,061 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,292,355 |
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