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GREATER CENTRAL TEXAS FEDERAL CREDIT UNION

Dec, 31, 2020 — GREATER CENTRAL TEXAS FEDERAL CREDIT UNION is a federal credit union headquartered in KILLEEN, TX with 1 branch location and about $27.35 million in total assets. Opened 64 years ago in 1957, GREATER CENTRAL TEXAS FEDERAL CREDIT UNION has about 2,360 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311985429
Name:GREATER CENTRAL TEXAS FEDERAL CREDIT UNION
Address:
(Main Office)
3305 E ELMS RD
KILLEEN, TX 76542
Phone:(254) 690-2274
Fax:(254) 690-2708
Website:http://www.gctfcu.net
Branches:1 branch locations
Members:2,360
Credit Union Type:Federal Credit Union
Charter Number:11995
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$27,354,384
CEO/Manager:Bobby Whitson
Chairperson:Stephen Caruso

Call Report

  • Commercial Loans
  • Credit Builder
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,194,196
TOTAL INVESTMENTS 14,186,269
Loans Held for Sale 0
 
 Real Estate Loans 3,052,925
 Unsecured Loans 927,123
 Other Loans 2,788,470
 TOTAL LOANS 7,615,228
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -26,307
 Land And Building 766,615
 Other Fixed Assets 262,215
 NCUSIF Deposit 220,173
 All Other Assets 135,995
  TOTAL ASSETS 27,354,384
LIABILITIES & CAPITAL:  
 Dividends Payable 1,078
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 16,022
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,672,204
 Regular shares 12,601,285
 All Other Shares & Deposits 6,783,580
  TOTAL SHARES & DEPOSITS 25,057,069
  TOTAL LIABILITIES 25,074,169
 Regular Reserve 745,128
 Other Reserves 0
 Undivided Earnings 1,535,087
  TOTAL EQUITY 2,280,215
  TOTAL LIABILITIES, SHARES, & EQUITY 27,354,384
INCOME & EXPENSE  
 Loan Income 480,871
 Investment Income 241,790
 Other Income 315,268
 Total Employee Compensation & Benefits 421,600
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 422,664
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 25,000
 Cost of Funds 23,346
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 145,319
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