Sep, 30, 2025 — MIDWESTERN STATE UNIVERSITY CREDIT UNION is a federally insured state chartered credit union headquartered in WICHITA FALLS, TX with 1 branch location and about $4.83 million in total assets. Opened 71 years ago in 1955, MIDWESTERN STATE UNIVERSITY CREDIT UNION has about 894 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MIDWESTERN STATE UNIVERSITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3410 Taft Blvd WICHITA FALLS, TX 76308 |
| Phone: | (940) 397-4622 |
| Fax: | (940) 397-4621 |
| Website: | https://www.mwsucu.com |
| Branches: | 1 branch locations |
| Members: | 894 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67549 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,830,203 |
| CEO/Manager: | Renee D Hensley |
| Chairperson: | Clara Latham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 311,565 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 707,469 |
| Unsecured Loans | 255,115 |
| Other Loans | 1,432,673 |
| TOTAL LOANS | 2,395,257 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,966 |
| Land And Building | 0 |
| Other Fixed Assets | 14,848 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 42,119 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,830,203 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 875 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 23,015 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 251,602 |
| Regular shares | 3,745,376 |
| All Other Shares & Deposits | 50,104 |
| TOTAL SHARES & DEPOSITS | 4,047,082 |
| TOTAL LIABILITIES | 4,070,972 |
| Regular Reserve | 0 |
| Other Reserves | 51,168 |
| Undivided Earnings | 708,063 |
| TOTAL EQUITY | 759,231 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,830,203 |
| INCOME & EXPENSE | |
| Loan Income | 105,103 |
| Investment Income | 73,103 |
| Other Income | 7,990 |
| Total Employee Compensation & Benefits | 107,470 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 74,146 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,774 |
| Cost of Funds | 2,561 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,829 |
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