Sep, 30, 2025 — DATCU CREDIT UNION is a federally insured state chartered credit union headquartered in CORINTH, TX with 15 branch locations and about $1.74 billion in total assets. Opened 90 years ago in 1936, DATCU CREDIT UNION has about 111,016 members and employs 237 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DATCU CREDIT UNION |
|---|---|
| Address: (Main Office) | 5940 S Interstate 35 E CORINTH, TX 76210 |
| Phone: | (940) 387-8585 |
| Fax: | (940) 442-5428 |
| Website: | https://www.datcu.org |
| Branches: | 15 branch locations |
| Members: | 111,016 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67535 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,738,190,125 |
| CEO/Manager: | Melanie Vest |
| Chairperson: | Robert Ramirez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 208,987,586 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 304,393,285 |
| Unsecured Loans | 53,658,103 |
| Other Loans | 1,079,672,088 |
| TOTAL LOANS | 1,450,861,968 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,190,000 |
| Land And Building | 47,890,946 |
| Other Fixed Assets | 3,545,253 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,829,458 |
| All Other Assets | 1,277,762 |
| TOTAL ASSETS | 1,738,190,125 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,381,515 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 12,564,587 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 271,924,216 |
| Regular shares | 437,370,319 |
| All Other Shares & Deposits | 727,755,661 |
| TOTAL SHARES & DEPOSITS | 1,437,050,196 |
| TOTAL LIABILITIES | 1,451,996,298 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 286,193,827 |
| TOTAL EQUITY | 286,193,827 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,738,190,125 |
| INCOME & EXPENSE | |
| Loan Income | 62,283,244 |
| Investment Income | 5,715,284 |
| Other Income | 3,949,100 |
| Total Employee Compensation & Benefits | 20,321,137 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 16,182,815 |
| Non-operating Income & (Expense) | 104,047 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,986,948 |
| Cost of Funds | 17,635,452 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 19,739,174 |
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