Sep, 30, 2025 — LINKAGE CREDIT UNION is a federally insured state chartered credit union headquartered in WACO, TX with 1 branch location and about $17.95 million in total assets. Opened 95 years ago in 1931, LINKAGE CREDIT UNION has about 1,908 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LINKAGE CREDIT UNION |
|---|---|
| Address: (Main Office) | 4527 SPEIGHT AVE WACO, TX 76711 |
| Phone: | (254) 754-1168 |
| Fax: | (254) 754-7768 |
| Website: | https://www.linkagecu.com |
| Branches: | 1 branch locations |
| Members: | 1,908 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67519 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,949,961 |
| CEO/Manager: | MANDY HOLLE JOHNSON |
| Chairperson: | CHRISTINE KELLY |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,239,997 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,192,278 |
| Other Loans | 8,767,206 |
| TOTAL LOANS | 9,959,484 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -54,684 |
| Land And Building | 833,989 |
| Other Fixed Assets | 88,713 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 141,809 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,949,961 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 38,563 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,318,179 |
| Regular shares | 8,129,036 |
| All Other Shares & Deposits | 3,239,698 |
| TOTAL SHARES & DEPOSITS | 14,686,913 |
| TOTAL LIABILITIES | 14,725,476 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,224,485 |
| TOTAL EQUITY | 3,224,485 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,949,961 |
| INCOME & EXPENSE | |
| Loan Income | 616,423 |
| Investment Income | 126,660 |
| Other Income | 121,109 |
| Total Employee Compensation & Benefits | 318,617 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 426,855 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 78,008 |
| Cost of Funds | 122,779 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 22,178 |
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