Sep, 30, 2025 — HIGHWAY DISTRICT 9 CREDIT UNION is a federally insured state chartered credit union headquartered in WACO, TX with 1 branch location and about $4.12 million in total assets. Opened 73 years ago in 1953, HIGHWAY DISTRICT 9 CREDIT UNION has about 714 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HIGHWAY DISTRICT 9 CREDIT UNION |
|---|---|
| Address: (Main Office) | 2417 Columbus Ave WACO, TX 76701 |
| Phone: | (254) 756-6331 |
| Fax: | (254) 756-6331 |
| Website: | https://www.hwydist9.com |
| Branches: | 1 branch locations |
| Members: | 714 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67469 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,116,694 |
| CEO/Manager: | Rachel E Reavis |
| Chairperson: | Janis M Guest |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 189,947 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,910 |
| Unsecured Loans | 124,431 |
| Other Loans | 1,618,532 |
| TOTAL LOANS | 1,764,873 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,430 |
| Land And Building | 68,469 |
| Other Fixed Assets | 35 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 30,312 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,116,694 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 12,483 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 16,691 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,969,328 |
| All Other Shares & Deposits | 35,689 |
| TOTAL SHARES & DEPOSITS | 3,005,017 |
| TOTAL LIABILITIES | 3,034,191 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,082,503 |
| TOTAL EQUITY | 1,082,503 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,116,694 |
| INCOME & EXPENSE | |
| Loan Income | 102,519 |
| Investment Income | 66,259 |
| Other Income | 6,775 |
| Total Employee Compensation & Benefits | 61,601 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 51,255 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -22,570 |
| Cost of Funds | 34,603 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 50,882 |
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