Sep, 30, 2025 — UNITED ENERGY CREDIT UNION is a federally insured state chartered credit union headquartered in HUMBLE, TX with 2 branch locations and about $27.94 million in total assets. Opened 92 years ago in 1934, UNITED ENERGY CREDIT UNION has about 3,338 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED ENERGY CREDIT UNION |
|---|---|
| Address: (Main Office) | 8790 FM 1960 Bypass Rd W Ste 500A HUMBLE, TX 77338-3950 |
| Phone: | (281) 964-1777 |
| Fax: | (281) 964-1720 |
| Website: | https://www.unitedenergycu.com |
| Branches: | 2 branch locations |
| Members: | 3,338 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67493 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,942,065 |
| CEO/Manager: | Debbie Hendrix |
| Chairperson: | Lynette G Sealy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,081,908 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,269,414 |
| Other Loans | 19,970,278 |
| TOTAL LOANS | 22,275,579 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -104,914 |
| Land And Building | 0 |
| Other Fixed Assets | 18,323 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 212,703 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,942,065 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 82,200 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 526,573 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,337,966 |
| Regular shares | 12,404,830 |
| All Other Shares & Deposits | 5,778,644 |
| TOTAL SHARES & DEPOSITS | 22,521,440 |
| TOTAL LIABILITIES | 23,130,213 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,811,852 |
| TOTAL EQUITY | 4,811,852 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,942,065 |
| INCOME & EXPENSE | |
| Loan Income | 987,075 |
| Investment Income | 188,081 |
| Other Income | 300,251 |
| Total Employee Compensation & Benefits | 591,651 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 848,759 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 109,576 |
| Cost of Funds | 160,280 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -104,186 |
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