Sep, 30, 2025 — DYNAMIC FEDERAL CREDIT UNION is a federal credit union headquartered in CELINA, OH with 1 branch location and about $72.68 million in total assets. Opened 76 years ago in 1950, DYNAMIC FEDERAL CREDIT UNION has about 6,231 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DYNAMIC FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 900 E WAYNE ST CELINA, OH 45822 |
| Phone: | (419) 586-5522 |
| Fax: | (419) 586-5522 |
| Website: | https://www.dynamicfcu.com |
| Branches: | 1 branch locations |
| Members: | 6,231 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6747 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $72,679,239 |
| CEO/Manager: | Danelle R Chesser |
| Chairperson: | Ryan Byers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,874,203 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,436,684 |
| Unsecured Loans | 2,976,318 |
| Other Loans | 23,307,279 |
| TOTAL LOANS | 43,720,281 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -328,974 |
| Land And Building | 1,509,391 |
| Other Fixed Assets | 238,573 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 525,457 |
| All Other Assets | 0 |
| TOTAL ASSETS | 72,679,239 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -400,265 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,346,503 |
| Regular shares | 27,829,689 |
| All Other Shares & Deposits | 17,373,964 |
| TOTAL SHARES & DEPOSITS | 57,550,156 |
| TOTAL LIABILITIES | 57,149,891 |
| Regular Reserve | 0 |
| Other Reserves | 417,582 |
| Undivided Earnings | 15,111,766 |
| TOTAL EQUITY | 15,529,348 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 72,679,239 |
| INCOME & EXPENSE | |
| Loan Income | 2,085,448 |
| Investment Income | 615,749 |
| Other Income | 480,005 |
| Total Employee Compensation & Benefits | 807,169 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,269,777 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 28,588 |
| Cost of Funds | 419,146 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,105,095 |
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