T & FS EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — T & FS EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in Port Arthur, TX with 1 branch location and about $497,759 in total assets. Opened 72 years ago in 1954, T & FS EMPLOYEES CREDIT UNION has about 452 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | T & FS EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 3800 Highway 365 Ste. 127 Port Arthur, TX 77642 |
| Phone: | (409) 982-0891 |
| Fax: | (409) 985-7198 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 452 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67462 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $497,759 |
| CEO/Manager: | Belinda M DeRouen |
| Chairperson: | Bryan K Coles |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 122,454 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 397,588 |
| Other Loans | 32,138 |
| TOTAL LOANS | 429,726 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -62,368 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,192 |
| All Other Assets | 0 |
| TOTAL ASSETS | 497,759 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,820 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 335,392 |
| All Other Shares & Deposits | 90,000 |
| TOTAL SHARES & DEPOSITS | 425,392 |
| TOTAL LIABILITIES | 427,212 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 70,547 |
| TOTAL EQUITY | 70,547 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 497,759 |
| INCOME & EXPENSE | |
| Loan Income | 48,853 |
| Investment Income | 476 |
| Other Income | 4,870 |
| Total Employee Compensation & Benefits | 38,160 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 24,067 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 49,260 |
| Cost of Funds | 1,734 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -56,156 |
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