Sep, 30, 2025 — WHARTON COUNTY TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in WHARTON, TX with 1 branch location and about $7.79 million in total assets. Opened 73 years ago in 1953, WHARTON COUNTY TEACHERS CREDIT UNION has about 677 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHARTON COUNTY TEACHERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 2114 Junior College Blvd WHARTON, TX 77488 |
| Phone: | (979) 532-1930 |
| Fax: | (979) 532-8099 |
| Website: | https://www.wctcu.org/ |
| Branches: | 1 branch locations |
| Members: | 677 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67458 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,788,323 |
| CEO/Manager: | Harold R Parnell |
| Chairperson: | Kevin J Stehling |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 276,501 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 160,652 |
| Other Loans | 2,654,199 |
| TOTAL LOANS | 2,814,851 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,521 |
| Land And Building | 4,553 |
| Other Fixed Assets | 7,824 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 59,905 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,788,323 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 24,014 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,368 |
| Regular shares | 5,667,790 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 5,683,158 |
| TOTAL LIABILITIES | 5,707,172 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,081,151 |
| TOTAL EQUITY | 2,081,151 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,788,323 |
| INCOME & EXPENSE | |
| Loan Income | 93,374 |
| Investment Income | 114,593 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 74,087 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 66,064 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,082 |
| Cost of Funds | 6,453 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 60,281 |
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