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BAYCEL FEDERAL CREDIT UNION

Mar, 31, 2021 — BAYCEL FEDERAL CREDIT UNION is a federal credit union headquartered in BAY CITY, TX with 2 branch locations and about $70.26 million in total assets. Opened 58 years ago in 1963, BAYCEL FEDERAL CREDIT UNION has about 4,652 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAYCEL FEDERAL CREDIT UNION
Address:
(Main Office)
2320 6TH ST
BAY CITY, TX 77414-5240
Phone:(979) 244-3995
Fax:(979) 244-8207
Website:http://www.baycel.org
Branches:2 branch locations
Members:4,652
Credit Union Type:Federal Credit Union
Charter Number:15563
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1963
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$70,260,595
CEO/Manager:Paula Abshier
Chairperson:Robert Nelson

Call Report

  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • In-School Branches
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,451,738
TOTAL INVESTMENTS 32,822,478
Loans Held for Sale 0
 
 Real Estate Loans 3,255,429
 Unsecured Loans 2,961,443
 Other Loans 23,959,242
 TOTAL LOANS 30,176,114
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -135,892
 Land And Building 1,230,680
 Other Fixed Assets 31,960
 NCUSIF Deposit 518,161
 All Other Assets 165,356
  TOTAL ASSETS 70,260,595
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 184,473
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,336,748
 Regular shares 33,324,498
 All Other Shares & Deposits 10,530,576
  TOTAL SHARES & DEPOSITS 57,191,822
  TOTAL LIABILITIES 57,376,295
 Regular Reserve 704,032
 Other Reserves 0
 Undivided Earnings 12,180,268
  TOTAL EQUITY 12,884,300
  TOTAL LIABILITIES, SHARES, & EQUITY 70,260,595
INCOME & EXPENSE  
 Loan Income 389,647
 Investment Income 98,252
 Other Income 44,550
 Total Employee Compensation & Benefits 164,790
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 165,171
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 45,258
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 234,768
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