Sep, 30, 2025 — CENTEX CITIZENS CREDIT UNION is a federally insured state chartered credit union headquartered in MEXIA, TX with 3 branch locations and about $112.77 million in total assets. Opened 72 years ago in 1954, CENTEX CITIZENS CREDIT UNION has about 11,173 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTEX CITIZENS CREDIT UNION |
|---|---|
| Address: (Main Office) | 1404 E Milam St MEXIA, TX 76667-2500 |
| Phone: | (254) 562-9296 |
| Fax: | (254) 562-6994 |
| Website: | https://www.centexcitizenscu.com |
| Branches: | 3 branch locations |
| Members: | 11,173 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67416 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $112,772,303 |
| CEO/Manager: | Tami Griffin |
| Chairperson: | Richard Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,397,909 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,607,532 |
| Unsecured Loans | 4,604,084 |
| Other Loans | 49,423,445 |
| TOTAL LOANS | 66,635,062 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -307,631 |
| Land And Building | 6,486,337 |
| Other Fixed Assets | 314,764 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 862,478 |
| All Other Assets | 0 |
| TOTAL ASSETS | 112,772,303 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,363,914 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 21,992,794 |
| Regular shares | 40,223,796 |
| All Other Shares & Deposits | 30,506,371 |
| TOTAL SHARES & DEPOSITS | 92,722,962 |
| TOTAL LIABILITIES | 94,086,876 |
| Regular Reserve | 0 |
| Other Reserves | -593,250 |
| Undivided Earnings | 19,278,677 |
| TOTAL EQUITY | 18,685,427 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 112,772,303 |
| INCOME & EXPENSE | |
| Loan Income | 3,664,197 |
| Investment Income | 877,958 |
| Other Income | 1,000,723 |
| Total Employee Compensation & Benefits | 1,774,382 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,562,095 |
| Non-operating Income & (Expense) | -1,765 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 141,780 |
| Cost of Funds | 789,216 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 942,421 |
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