Sep, 30, 2025 — COMMUNITY FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in JACKSONVILLE, FL with 26 branch locations and about $2.89 billion in total assets. Opened 65 years ago in 1961, COMMUNITY FIRST CREDIT UNION has about 186,039 members and employs 467 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 637 N Lee St JACKSONVILLE, FL 32204-1141 |
| Phone: | (904) 354-8537 |
| Fax: | (904) 371-7939 |
| Website: | https://www.communityfirstfl.org |
| Branches: | 26 branch locations |
| Members: | 186,039 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67290 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,885,201,271 |
| CEO/Manager: | Sam Inman |
| Chairperson: | Malinda Prudencio |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 342,447,739 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,093,327,244 |
| Unsecured Loans | 248,512,472 |
| Other Loans | 846,462,168 |
| TOTAL LOANS | 2,188,361,770 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -42,844,887 |
| Land And Building | 69,030,828 |
| Other Fixed Assets | 7,948,423 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 21,295,380 |
| All Other Assets | 1,641,751 |
| TOTAL ASSETS | 2,885,201,271 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 42,452,562 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 537,994,087 |
| Regular shares | 579,887,860 |
| All Other Shares & Deposits | 1,371,695,721 |
| TOTAL SHARES & DEPOSITS | 2,489,577,669 |
| TOTAL LIABILITIES | 2,532,807,237 |
| Regular Reserve | 0 |
| Other Reserves | -20,729,402 |
| Undivided Earnings | 373,123,436 |
| TOTAL EQUITY | 352,394,034 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,885,201,271 |
| INCOME & EXPENSE | |
| Loan Income | 94,583,350 |
| Investment Income | 12,264,587 |
| Other Income | 12,683,496 |
| Total Employee Compensation & Benefits | 33,422,867 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 33,761,261 |
| Non-operating Income & (Expense) | -10,343 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 19,252,259 |
| Cost of Funds | 30,361,228 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 21,409,148 |
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