Sep, 30, 2025 — GROVE CITY AREA FEDERAL CREDIT UNION is a federal credit union headquartered in GROVE CITY, PA with 2 branch locations and about $139.75 million in total assets. Opened 76 years ago in 1950, GROVE CITY AREA FEDERAL CREDIT UNION has about 9,537 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GROVE CITY AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1600 S CENTER STREET EXT GROVE CITY, PA 16127 |
| Phone: | (724) 748-6091 |
| Fax: | (724) 748-6100 |
| Website: | https://www.gcafcu.org |
| Branches: | 2 branch locations |
| Members: | 9,537 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6722 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $139,754,766 |
| CEO/Manager: | Alysia M McCandless |
| Chairperson: | Stanley J Covert |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 25,212,212 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,530,098 |
| Unsecured Loans | 5,586,066 |
| Other Loans | 27,108,273 |
| TOTAL LOANS | 71,852,692 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -405,927 |
| Land And Building | 1,870,113 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,086,722 |
| All Other Assets | 0 |
| TOTAL ASSETS | 139,754,766 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 55,914 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 18,954 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 24,570,685 |
| Regular shares | 62,415,836 |
| All Other Shares & Deposits | 31,527,486 |
| TOTAL SHARES & DEPOSITS | 118,514,007 |
| TOTAL LIABILITIES | 118,588,875 |
| Regular Reserve | 0 |
| Other Reserves | 292,382 |
| Undivided Earnings | 20,873,509 |
| TOTAL EQUITY | 21,165,891 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 139,754,766 |
| INCOME & EXPENSE | |
| Loan Income | 3,076,286 |
| Investment Income | 1,536,491 |
| Other Income | 466,258 |
| Total Employee Compensation & Benefits | 1,213,042 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,543,194 |
| Non-operating Income & (Expense) | -1,410 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 208,265 |
| Cost of Funds | 927,604 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,729,850 |
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