Sep, 30, 2025 — JACK DANIEL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in LYNCHBURG, TN with 2 branch locations and about $53.90 million in total assets. Opened 39 years ago in 1987, JACK DANIEL EMPLOYEES CREDIT UNION has about 3,230 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JACK DANIEL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 488 MAJORS BLVD LYNCHBURG, TN 37352 |
| Phone: | (931) 759-5513 |
| Fax: | (931) 759-5607 |
| Website: | https://www.jdecu.org |
| Branches: | 2 branch locations |
| Members: | 3,230 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67197 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1987 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $53,899,135 |
| CEO/Manager: | PAMELA H CASE |
| Chairperson: | SCOTT PARKS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,185,627 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,760,303 |
| Unsecured Loans | 4,212,117 |
| Other Loans | 17,645,932 |
| TOTAL LOANS | 36,999,435 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -256,669 |
| Land And Building | 1,128,743 |
| Other Fixed Assets | 13,299 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 443,940 |
| All Other Assets | 0 |
| TOTAL ASSETS | 53,899,135 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 21,463 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 320,400 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,205,028 |
| Regular shares | 19,060,874 |
| All Other Shares & Deposits | 22,993,609 |
| TOTAL SHARES & DEPOSITS | 47,259,511 |
| TOTAL LIABILITIES | 47,601,374 |
| Regular Reserve | 0 |
| Other Reserves | 29,229 |
| Undivided Earnings | 6,268,532 |
| TOTAL EQUITY | 6,297,761 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 53,899,135 |
| INCOME & EXPENSE | |
| Loan Income | 1,678,070 |
| Investment Income | 407,568 |
| Other Income | 92,453 |
| Total Employee Compensation & Benefits | 535,534 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 505,421 |
| Non-operating Income & (Expense) | 14,831 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -37,131 |
| Cost of Funds | 795,949 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 628,990 |
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