Sep, 30, 2025 — P & S CREDIT UNION is a federally insured state chartered credit union headquartered in SALT LAKE CITY, UT with 2 branch locations and about $24.79 million in total assets. Opened 46 years ago in 1980, P & S CREDIT UNION has about 2,178 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | P & S CREDIT UNION |
|---|---|
| Address: (Main Office) | 2250 S Redwood Rd Ste 6 SALT LAKE CITY, UT 84119-1356 |
| Phone: | (801) 973-0575 |
| Fax: | (801) 977-8414 |
| Website: | https://www.pandscu.org |
| Branches: | 2 branch locations |
| Members: | 2,178 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67056 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1980 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,794,221 |
| CEO/Manager: | Tammy Morgan |
| Chairperson: | Allen Robins |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,373,292 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,097,451 |
| Unsecured Loans | 571,009 |
| Other Loans | 12,093,259 |
| TOTAL LOANS | 16,761,719 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -119,661 |
| Land And Building | 0 |
| Other Fixed Assets | 152,596 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 200,618 |
| All Other Assets | 0 |
| TOTAL ASSETS | 24,794,221 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 52,282 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 191,040 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,459,344 |
| Regular shares | 7,895,695 |
| All Other Shares & Deposits | 10,394,831 |
| TOTAL SHARES & DEPOSITS | 21,749,873 |
| TOTAL LIABILITIES | 21,993,195 |
| Regular Reserve | 0 |
| Other Reserves | 193,325 |
| Undivided Earnings | 2,607,701 |
| TOTAL EQUITY | 2,801,026 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,794,221 |
| INCOME & EXPENSE | |
| Loan Income | 781,631 |
| Investment Income | 247,422 |
| Other Income | 46,887 |
| Total Employee Compensation & Benefits | 309,382 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 348,845 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 119,661 |
| Cost of Funds | 231,874 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 135,690 |
| ↑ Back to Top | |