Sep, 30, 2025 — THE TENNESSEE CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 7 branch locations and about $395.28 million in total assets. Opened 76 years ago in 1950, THE TENNESSEE CREDIT UNION has about 18,942 members and employs 81 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | THE TENNESSEE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1400 8TH Ave S NASHVILLE, TN 37203-5007 |
| Phone: | (615) 244-1910 |
| Fax: | |
| Website: | https://www.tencu.com |
| Branches: | 7 branch locations |
| Members: | 18,942 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66886 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $395,275,889 |
| CEO/Manager: | RAFAEL RONDON |
| Chairperson: | CHRIS HENSON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,992,180 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 187,849,272 |
| Unsecured Loans | 8,371,844 |
| Other Loans | 46,927,750 |
| TOTAL LOANS | 243,148,866 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,613,000 |
| Land And Building | 9,007,019 |
| Other Fixed Assets | 868,082 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,519,054 |
| All Other Assets | 56,667 |
| TOTAL ASSETS | 395,275,889 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13,957 |
| Notes & Interest Payable | 18,000,000 |
| Accounts Payable & Other Liabilities | 3,722,701 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 79,550,862 |
| Regular shares | 89,391,420 |
| All Other Shares & Deposits | 173,039,130 |
| TOTAL SHARES & DEPOSITS | 341,981,412 |
| TOTAL LIABILITIES | 363,718,070 |
| Regular Reserve | 0 |
| Other Reserves | -1,323,093 |
| Undivided Earnings | 32,880,912 |
| TOTAL EQUITY | 31,557,819 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 395,275,889 |
| INCOME & EXPENSE | |
| Loan Income | 9,562,111 |
| Investment Income | 3,419,323 |
| Other Income | 1,389,104 |
| Total Employee Compensation & Benefits | 5,215,017 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,994,889 |
| Non-operating Income & (Expense) | 529,997 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 761,841 |
| Cost of Funds | 4,215,119 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 560,394 |
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