Sep, 30, 2025 — FIRST COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 16 branch locations and about $2.87 billion in total assets. Opened 72 years ago in 1954, FIRST COMMUNITY CREDIT UNION has about 176,970 members and employs 421 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 15260 FM 529 Rd HOUSTON, TX 77095-3252 |
| Phone: | (281) 856-5300 |
| Fax: | (281) 856-6421 |
| Website: | https://www.fccu.org |
| Branches: | 16 branch locations |
| Members: | 176,970 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66818 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,874,634,335 |
| CEO/Manager: | TJ Tijerina |
| Chairperson: | Martin Miracle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 104,187,919 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 972,040,131 |
| Unsecured Loans | 136,664,555 |
| Other Loans | 1,147,583,692 |
| TOTAL LOANS | 2,256,311,250 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,269,843 |
| Land And Building | 67,015,354 |
| Other Fixed Assets | 27,310,441 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 18,169,273 |
| All Other Assets | 5,529,910 |
| TOTAL ASSETS | 2,874,634,335 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 614,500,000 |
| Accounts Payable & Other Liabilities | 28,555,898 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 433,618,737 |
| Regular shares | 402,500,663 |
| All Other Shares & Deposits | 1,188,913,523 |
| TOTAL SHARES & DEPOSITS | 2,025,032,923 |
| TOTAL LIABILITIES | 2,668,088,821 |
| Regular Reserve | 0 |
| Other Reserves | -22,148,445 |
| Undivided Earnings | 228,693,959 |
| TOTAL EQUITY | 206,545,514 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,874,634,335 |
| INCOME & EXPENSE | |
| Loan Income | 89,689,204 |
| Investment Income | 14,652,498 |
| Other Income | 11,913,888 |
| Total Employee Compensation & Benefits | 29,397,958 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 38,645,934 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,048,456 |
| Cost of Funds | 43,401,144 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,683,785 |
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