Sep, 30, 2025 — PATHWAYS FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in COLUMBUS, OH with 11 branch locations and about $758.50 million in total assets. Opened 53 years ago in 1973, PATHWAYS FINANCIAL CREDIT UNION has about 54,844 members and employs 125 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATHWAYS FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5665 N Hamilton Rd COLUMBUS, OH 43230 |
| Phone: | (614) 416-7588 |
| Fax: | (614) 416-7580 |
| Website: | https://www.pathwayscu.com |
| Branches: | 11 branch locations |
| Members: | 54,844 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66376 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $758,502,129 |
| CEO/Manager: | Michael B Shafer |
| Chairperson: | John Radich |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 62,167,640 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 250,890,454 |
| Unsecured Loans | 106,903,300 |
| Other Loans | 152,374,209 |
| TOTAL LOANS | 510,167,963 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,542,590 |
| Land And Building | 16,679,827 |
| Other Fixed Assets | 2,336,283 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,038,373 |
| All Other Assets | 201,519 |
| TOTAL ASSETS | 758,502,129 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,551 |
| Notes & Interest Payable | 25,000,000 |
| Accounts Payable & Other Liabilities | 13,184,183 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 125,517,697 |
| Regular shares | 181,904,413 |
| All Other Shares & Deposits | 342,191,671 |
| TOTAL SHARES & DEPOSITS | 649,613,781 |
| TOTAL LIABILITIES | 687,799,515 |
| Regular Reserve | 0 |
| Other Reserves | 27,037,155 |
| Undivided Earnings | 43,665,459 |
| TOTAL EQUITY | 70,702,614 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 758,502,129 |
| INCOME & EXPENSE | |
| Loan Income | 22,259,970 |
| Investment Income | 4,738,004 |
| Other Income | 2,670,882 |
| Total Employee Compensation & Benefits | 8,524,047 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,868,784 |
| Non-operating Income & (Expense) | 35,506 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,569,554 |
| Cost of Funds | 8,201,725 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,060,298 |
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